Colleen Griffin - RE/MAX Vision



Posted by Colleen Griffin on 1/21/2019

Putting an offer on a home is an exciting event. You don’t want to get so excited that you overlook the important factors that go into buying a home. Follow the tips below before you put an offer on a property.  


Research


In order to come up with a price to offer on a home, you need to do some research. You should have a general understanding of the local market. Although your realtor will have a good grasp on this, it’s always a good idea to be an informed buyer. You can work with your realtor to find the right price. You don’t want to blurt out a number that is completely out of line for the neighborhood or market conditions. 


A good place to start is by taking a look at what the homes in the the neighborhood are selling for. You can also look at what homes in the area have recently sold for. The advantage to hiring a realtor is that they have easy access to all of this research and information. Be sure that the properties that you look at are comparable to the one that you hope to put an offer on. You can even do this ahead of time if you have an idea of what kind of property you’re looking to buy. 


Another useful tool in the research part of making a offer is the history of the property. When did the seller purchase the property? At what price? If the seller has moved in more recently, you may have some wiggle room for negotiations.


Get Pre-approved


Getting pre-approved gives you some buying power. First, you’ll know how much house you can afford. Next, you’ll know that a lender is dedicated to lending you that amount to buy a home. Your offer will be taken more seriously if you have been pre-approved because the seller will know that you can get the funds to purchase the home. 


Get The Help Of A Realtor


When you hire a realtor, you’re getting the agent along with the team of people that they work with. Realtors can recommend you to everyone from home inspectors real estate attorneys. An attorney is an especially helpful advocate in the process of buying a home because they can check to be sure that your offer meets the legal requirements within your state and protect your interests as a buyer. 


The attorney will also look at the purchase agreement for the home. This will include all of the details of the property transaction:


  • The date of the offer
  • The address and property description
  • Amount offered for the home
  • Loan details including the down payment amount
  • The closing date
  • Any contingencies

These will all be very important to you as a buyer and a lawyer make sure that everything is legally sound will be a great protection for you.


Now, you’ll be ready to seal the deal!       


 





Posted by Colleen Griffin on 10/9/2017

Living downtown has benefits. To begin, downtown remains a business, entertainment,cultural and historic hub. It almost doesn’t matter which city you live in,there’s something that you can do downtown. Live in a major city and you may have to go downtown to pay bills, complete government forms and take licensing exams.

Rewards of Going Downtown

Ask a tourist. Downtown is the spot to be at when you’re exploring a place. There’s so much diversity, vibrant energy and possibility downtown. If you’re on the fence about moving downtown, check out the below benefits associated with downtown living:

  • Close to public transportation – Move downtown in a city like Boston and you may not need a car, especially if you work close to where you live. If you do own a car, you could save on gas and wear and tear, because a subway or bus station will generally be only a block or so away.
  • Businesses within walking distance – Shopping stores don’t line downtown sidewalks the way they did a few decades ago. However, businesses of all sizes still have offices and corporate headquarters downtown.
  • In the heart of the city – Downtown is the heart of a city. It’s a place that’s rich with history. Many tourist information and cultural centers are located downtown.
  • Nightlife – Restaurants and clubs stay open late downtown. You can grab a ride home with a friend or take a taxi if you live downtown and rely on public transportation.
  • Cultural events – Parades, festivals and cultural celebrations come right through the center of the city. Depending on where you live downtown, you might be able to stick your head out of the window of your home and watch a major holiday parade.
  • Really get to the know the city that you live in – Get out and explore your city. Jump on a subway, train or bus from a downtown stop and visit an area on the outer skirts.
  • Meet diverse people – Big cities attract people from all walks of life. You might strike up new friendships or learn another language.
  • Might see the mayor – While you’re working or having fun downtown, you might run into the mayor, especially if you’re in the habit of attending local community events.
  • Attend local government events like city council meetings – Make a positive impact on your city by participating in local government meetings. Let your voice be heard.
  • More housing options – Apartments, houses and condos, including storefront dwellings, are downtown. The only option you may not have as it regards housing is a large yard.

You may absolutely love living downtown if you are in your twenties and eager to travel more than you are to settle down. Having a large home with an expansive yard may not be important to you. If your friends live downtown, renting or buying an apartment, condo or house in the heart of the city could keep you within moments of your cronies. As with any living situation, rewards associated with living downtown depend on your lifestyle, family makeup and overall life plans.All said, if you live in a growing city, you’d be hard pressed to find a more happening spot than downtown.







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